You can earn the same income stream a millionaire normally would, and at only a fraction of the cost.
The $250K 'Millionaire Retirement'
By Amy Calistri
December 6, 2013
It used to be a millionaire would have no trouble retiring. Just a few years
ago, a 5-year Treasury bond paid 5%. That meant you could put a million
bucks into Treasuries and earn $50,000 a year, risk-free.
Today, that same million dollars earns much less -- just $14,000 with the
same investment. And it's a similar story with other traditional places
where millionaires put their money for safekeeping...
The average CD yields less than 1%, savings accounts earn next to nothing and
even the S&P 500 pays a paltry 2% dividend yield.
Fortunately, there's a better way to earn significantly more income. In fact, I'm using this strategy to earn the same
income stream as a millionaire for just pennies on the dollar.
The Retirement Edge You Need -- The Income You Deserve...
A Texas Small Business Owner may have stumbled onto one of the most powerful income generating secrets of all time -- and then he hired a top-notch investing expert to make it even better. The result: The Dividend Trifecta -- which brought in $47,921.70 worth of checks in just 41 months. If you're interested in increasing your income in retirement, then click here.
If you're a regular reader of Dividend Opportunities, you've likely heard about my "Daily
before. Simply put, my goal is to build a portfolio of dividend
payers so that I can collect one dividend for every day of the year.
In the past year, I've collected over $16,000 in dividends... and that's
with a portfolio with securities worth roughly $250,000.
With 5-year Treasuries yielding 1.4%, I'm earning more from my portfolio
than I would if I had $1,000,000 invested in Treasuries.
Of course, there's a difference between investing in Treasuries and using my
"Daily Paycheck" strategy. Treasuries are 100% risk-free investments
(although inflation certainly can eat into your returns). My portfolio is
loaded with master limited partnerships (MLPs), closed-end funds,
blue-chips, exchange-traded bonds and a number of other asset classes.
it is possible for these investments to fall in value.
But what might surprise you is how well a basket of these investments can
hold up, even in a tough market.
For example, during the sell-off in August 2011 (after the last debt-ceiling debacle), the S&P 500 lost 5.7% in a
single month. That's a major move for one of the world's most recognized
But despite all the turmoil, my portfolio only lost just 1.0% -- one-sixth
the amount of the broader market. To top it off, I also collected over
$1,300 in dividends during the month, which helped cushion my returns even
I'm not telling you this to brag about my success. I'm merely showing you
that in this low interest rate environment, investors looking for steady
income don't have to settle for the below-average returns we're seeing from
traditional income investments.
All it takes is the patience to build a portfolio around stocks that pay a consistent dividend. Once you've established your portfolio, you'll be able to
collect hundreds, even thousands of dollars in income each month... income
you'd never get from Treasuries.
And the best part is you don't need $250,000 to get started either. My
results are completely scalable. No matter how much you have to invest, you
can use this strategy to your benefit.
Right now, the average dividend yield for my portfolio is 6.7%. Depending on
the amount you're willing to invest, the chart on the right shows you how
much money you could earn using my strategy.
How Much Can You Earn Each Year?
Don't get me wrong, this strategy isn't without risk. If the market suffers
another sharp sell-off like the one we experienced in 2011, then no
portfolio is completely safe.
But the fact of the matter is it's simply not as easy to find a dependable
income stream as it was ten years ago. The Federal Reserve has slashed
interest rates in order to stimulate the economy, but it's been at the
expense of the average American saver.
It could be years before traditional income investments return to their
former glory. But as I just showed you, that doesn't mean all is lost for
The key is finding stocks that will pay you consistent dividends... and
having the patience to let them grow your wealth over the long term.
Note: There's plenty more to tell about my
"Daily Paycheck" strategy...
That's why I've put together a
special presentation that outlines how I'm earning an average of $1,339 per
month in income (and the brokerage statement to prove it). To view this
free presentation -- and get a few high-yield picks to start your own
"Daily Paycheck" portfolio -- you can visit this link.
The Daily Paycheck
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